Michigan Flooding & Severe Storm Damage: What Property Owners Need to Know Right Now

Claim Process Guides, Business & High-Value Coverage, Disaster, Natural Hazards & Losses, Water, Hail & Storm Damage / Liss + Earls

What Property Owners Need to Know Right Now Michigan Severe Storm & Flooding Damage April 2026: Michigan is in the middle of the most significant flooding event in over a decade. For the first time in recorded history, the entire State of Michigan is under a flood watch. Governor Whitmer has declared an energy emergency. Severe […]

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Grand Rapids and West Michigan Property Insurance Claims: What Property Owners Need to Know

Water, Hail & Storm Damage, Business & High-Value Coverage, Denied & Disputed Claims, Disaster, Natural Hazards & Losses, Fire & Smoke Loss / Liss + Earls

West Michigan and Grand Rapids Property Insurance Claims: What Property Owners Need to Know West Michigan is one of the most storm-battered regions in our state. If you own a home, business, commercial building, warehouse, manufacturing facility, or commercial building in Grand Rapids, Kalamazoo, Holland, Muskegon, Battle Creek, or anywhere across West Michigan, you already

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What Types of Storm Damage Does Homeowners Insurance Cover?

Business & High-Value Coverage, Disaster, Natural Hazards & Losses, Water, Hail & Storm Damage / Liss + Earls

What Types of Storm Damage Does Homeowners Insurance Cover? Michigan weather has never been predictable. In the same year, homeowners may face severe thunderstorms, straight-line winds, hailstorms, tornado remnants, heavy snowfall, and sudden temperature swings that turn slush into ice overnight. These events frequently cause major property damage, and navigating your Michigan homeowners insurance policy

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How to Protect Your Property from Damage and Avoid Insurance Claims

Business & High-Value Coverage, Claim Process Guides, Disaster, Natural Hazards & Losses / Liss + Earls

How to Protect Your Property from Damage and Avoid Insurance Claims Protecting your home or business from property damage is essential in Michigan, where unpredictable weather, aging infrastructure, and seasonal extremes increase the risk of losses. While insurance exists to protect you when disaster strikes, there are steps that every policyholder should take to reduce

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Property Insurance Claims: State of the Law in Michigan, Ohio and Nationally

Denied & Disputed Claims, Business & High-Value Coverage, Claim Process Guides, Disaster, Natural Hazards & Losses, Fire & Smoke Loss, Legal Insights & Firm News, Ohio Insurance Claims, Water, Hail & Storm Damage / Liss + Earls

Property Insurance Claims: U.S., Michigan, and Ohio — What’s Most Frequent and Most Costly Property insurance losses in the United States are driven by a handful of major perils. Below we break down the most frequent causes of property loss claims and the most expensive types of claims (by average cost and total impact), for

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Earthquake Insurance Alert: Why Skipping Coverage Could Shatter Your Safety Net

Disaster, Natural Hazards & Losses / Liss + Earls

Earthquake Insurance Coverage Wake-Up Call: Are You Prepared for the Next Big Disaster Map of U.S. seismic hazard levels indicating why earthquake insurance matters in high-risk areas. Even here in the Midwest, home and business owners occasionally ask us if they should worry about earthquake insurance coverage. Some clients and policyholders ask us about earthquake

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Michigan Floods Property Insurance Claims Law Firm

Recent Flooding – A Property Insurance Claim Attorney Perspective

Water, Hail & Storm Damage, Disaster, Natural Hazards & Losses / Liss + Earls

Recent Michigan Floods : A Property Insurance Attorney Perspective Michigan’s unpredictable weather has caused several devastating flood events in the past five years. As Michigan flood and water insurance claim attorneys, we at Liss + Earls have witnessed firsthand the destruction these Michigan floods bring and the complex insurance issues that follow. In this blog

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Examination Under Oath Michigan: Protect Your Rights & Maximize Your Claim

Claim Process Guides, Business & High-Value Coverage, Denied & Disputed Claims, Disaster, Natural Hazards & Losses, Fire & Smoke Loss, Water, Hail & Storm Damage / Liss + Earls

What is an examination under oath? What Michigan policyholders can Expect and How to Protect Your Property Insurance Claim If your insurance company has scheduled an Examination Under Oath in Michigan, your financial recovery is now at risk. These proceedings are not routine. They are high-stakes legal interrogations—conducted by the insurer’s attorney, recorded word-for-word by

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Don’t Risk DIY Documentation: Secure Your Michigan Property Damage Claim

Documenting your property damage: tips for taking photos and inventories

Claim Process Guides, Disaster, Natural Hazards & Losses, Fire & Smoke Loss, Water, Hail & Storm Damage / Liss + Earls

Documenting your Property Damage: Tips for Taking Photos and Inventories When disaster strikes, filing an insurance claim is only step one. The real battle is proving the value of your loss. Incomplete evidence invites delays, lowball offers, or denials. Our attorneys transforms chaotic scenes into organized, irrefutable proof so Michigan policyholders get every dollar they’re

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How to File a Hail Damage Home Insurance Claim in Michigan

Water, Hail & Storm Damage, Claim Process Guides, Disaster, Natural Hazards & Losses / Liss + Earls

Michigan Hail Damage Insurance Claims Severe hailstorms have become one of the most costly and escalating threats to homes and commercial buildings across Michigan. Why High-Value Properties Need Expert Legal Representation In communities like Metro Detroit, Grand Rapids, Ann Arbor, and Northern Michigan, we’ve seen hailstones the size of golf balls—and worse—shatter windows, destroy siding,

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