Michigan Flooding & Severe Storm Damage: What Property Owners Need to Know Right Now

Claim Process Guides, Business & High-Value Coverage, Disaster, Natural Hazards & Losses, Water, Hail & Storm Damage / Liss + Earls

What Property Owners Need to Know Right Now Michigan Severe Storm & Flooding Damage April 2026: Michigan is in the middle of the most significant flooding event in over a decade. For the first time in recorded history, the entire State of Michigan is under a flood watch. Governor Whitmer has declared an energy emergency. Severe […]

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Large-Loss Commercial Property Insurance Claims in Michigan & Ohio: What Owners, Brokers & Public Adjusters Need to Know

Uncategorized, Business & High-Value Coverage, Claim Process Guides, Denied & Disputed Claims / Liss + Earls

Large-Loss Commercial Property Insurance Claims in Michigan, Ohio & Nationwide: A Guide for Owners, Public Adjusters & Brokers Liss + Earls Law Firm. We are licensed in Michigan and Ohio and are regularly brought in by public adjusters, brokers, and personal attorneys pro hac vice in courts across the United States on select large-value property

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How to Fight a Denied Homeowners Insurance Claim

Denied & Disputed Claims, Claim Process Guides, Ohio Insurance Claims / Liss + Earls

How to Fight a Denied Homeowners Insurance Claim Your homeowners insurance claim was denied. Learn the step-by-step process to fight back, appeal the denial, and get the payout you deserve. Need Help? Talk to our attorneys now about your denied claim A homeowners insurance claim denial occurs when your insurance company refuses to pay for

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Late Insurance Payments, Coverage Disputes, and Penalty Interest Under Michigan Law

Business & High-Value Coverage, Claim Process Guides, Denied & Disputed Claims / Liss + Earls

WHEN INSURANCE COMPANIES PAY LATE Coverage disputes, appraisal awards, and penalty interest under Michigan law. In large commercial property insurance claims, timing matters almost as much as coverage. Even when an insurer ultimately pays, delayed payment of covered losses can expose the insurer to substantial statutory penalty interest under Michigan law. In complex cases involving

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How to Protect Your Property from Damage and Avoid Insurance Claims

Business & High-Value Coverage, Claim Process Guides, Disaster, Natural Hazards & Losses / Liss + Earls

How to Protect Your Property from Damage and Avoid Insurance Claims Protecting your home or business from property damage is essential in Michigan, where unpredictable weather, aging infrastructure, and seasonal extremes increase the risk of losses. While insurance exists to protect you when disaster strikes, there are steps that every policyholder should take to reduce

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Common Causes of Property Damage in Michigan and How to File an Insurance Claim

Business & High-Value Coverage, Claim Process Guides, Denied & Disputed Claims / Liss + Earls

Common Causes of Property Damage in Michigan and How to File an Insurance Claim Introduction: Michigan Weather, Accidents, and Property Damage Michigan homeowners know that property damage can strike unexpectedly. From brutal winter storms to sudden summer derechos, our state’s unique climate poses serious risks to homes and businesses. Even non-weather incidents like propane tank

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Navigating Yacht Damage Insurance Claims in Michigan & Ohio

Boat Insurance Lawyer in Michigan & Ohio – Navigating Yacht Damage Claims and Maritime Law

Business & High-Value Coverage, Claim Process Guides, Ohio Insurance Claims / Liss + Earls

Navigating Boat and Yacht Damage Insurance Claims in Michigan & Ohio High-value boats and yachts require specialized insurance – and specialized legal insight when things go wrong. Boat owners in Michigan and Ohio enjoy the Great Lakes and inland waterways, but when disaster strikes – fire, storms, sinking, theft, or even damage from negligent storage

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Property Insurance Claims: State of the Law in Michigan, Ohio and Nationally

Denied & Disputed Claims, Business & High-Value Coverage, Claim Process Guides, Disaster, Natural Hazards & Losses, Fire & Smoke Loss, Legal Insights & Firm News, Ohio Insurance Claims, Water, Hail & Storm Damage / Liss + Earls

Property Insurance Claims: U.S., Michigan, and Ohio — What’s Most Frequent and Most Costly Property insurance losses in the United States are driven by a handful of major perils. Below we break down the most frequent causes of property loss claims and the most expensive types of claims (by average cost and total impact), for

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Examination Under Oath EUO property insurance claim loss michigan law

Examination Under Oath Michigan: Protect Your Rights & Maximize Your Claim

Claim Process Guides, Business & High-Value Coverage, Denied & Disputed Claims, Disaster, Natural Hazards & Losses, Fire & Smoke Loss, Water, Hail & Storm Damage / Liss + Earls

What is an examination under oath? What Michigan policyholders can Expect and How to Protect Your Property Insurance Claim If your insurance company has scheduled an Examination Under Oath in Michigan, your financial recovery is now at risk. These proceedings are not routine. They are high-stakes legal interrogations—conducted by the insurer’s attorney, recorded word-for-word by

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What to do After a disaster: a step-by-step guide to filing a property insurance claim

Claim Process Guides / Liss + Earls

What to Do After a Disaster: Step-by-Step Guide to Filing a Property Insurance Claim in Michigan From electrical explosions to ice-dam roof collapses, disasters strike Michigan homes and businesses without warning. The first hours can determine whether your insurance claim is paid in full or bogged down, underpaid, or denied. Follow the structured approach below—then

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