Practice Areas
Michigan’s most experienced property insurance litigation firm — representing policyholders with catastrophic, high-value, and complex claims since 1986.
When a fire destroys a multimillion dollar home, when a warehouse explosion shuts down a manufacturing operation, when a storm tears the roof off a commercial building — the insurance claim that follows is not simple. It involves forensic investigations, engineering reports, business income calculations, and an insurance carrier with every incentive to minimize what it pays. These are the cases we handle. They are the only cases we have ever handled.
For nearly 40 years, Liss + Earls has represented homeowners, commercial property owners, manufacturers, and businesses in property insurance disputes ranging from large residential losses to business damage claims worth tens of millions. We have recovered over $500 million for our clients — and we have never represented an insurance company. Our attorneys, forensic consultants, and litigation team have the depth and resources to take on the largest carriers in the industry and win.
We are licensed in Michigan and Ohio, and we represent clients in select high-value cases nationwide through pro hac vice admission when a loss demands attorneys with decades of first-party property insurance trial experience.
Commercial & Large-Loss Property Insurance Claims
Manufacturing facilities, warehouses, apartment complexes, retail centers, and high-value residential properties — when a major loss shuts down operations or displaces families, the insurance dispute that follows demands attorneys who handle nothing else. We represent commercial and residential policyholders with large and complex claims across Michigan and Ohio and in select large-value cases nationwide.
Fire Insurance Claims
A house fire, a factory fire, an apartment building fully engulfed — the damage is catastrophic, and the insurance claim is immediately complicated. Our fire loss attorneys handle every phase of the claim, from the origin-and-cause investigation through litigation, forcing carriers to pay full replacement cost, contents, additional living expenses, and business income losses.
Water Damage Insurance Claims
Water damage claims are among the most frequently denied and underpaid in the industry. Whether a burst pipe flooded a luxury home, a roof leak destroyed a commercial interior, or a building sustained catastrophic water intrusion, our attorneys know the engineering, the remediation standards, and the policy language carriers use to minimize payouts — and we know how to defeat them.
Storm Damage insurance claims
Severe storms cause millions of dollars in damage across the country, including Michigan and Ohio, every year — torn roofing systems, structural wind damage, hail-destroyed siding, and fallen trees through commercial buildings. Carriers routinely minimize storm claims by calling damage “cosmetic” or “pre-existing.” Our storm damage attorneys have nearly four decades of experience proving otherwise.
Insurance Agent Negligence
When a devastating loss reveals that your insurance agent sold you the wrong policy, set your limits too low, or failed to add a critical endorsement, the financial consequences can be enormous. We pursue the agent and their errors-and-omissions carrier to recover the money your policy should have provided if the agent had done their job.
Business Interruption
A fire closes a factory. A roof collapse shuts down a distribution center. An equipment failure halts a production line. When a covered loss stops your business from operating, every day of delay costs real money. We represent Michigan and Ohio business owners, along with select large-value commercial property owners nationwide, in business interruption disputes, recovering lost income, extended overhead, and extra expense from carriers that are built to stall.
Explosion Property Damage
When a gas explosion, industrial blast, or other catastrophic incident damages your Commercial & Large-Loss Property, we fight insurers who undervalue or deny explosion damage claimss to document structural damage, smoke infiltration, and hidden losses that adjusters overlook. From gas explosions to large-scale commercial and industrial incidents, our NFPA-921 certified experts prove your case.
Fire & Explosion Injury & Death
Explosions cause sudden, total devastation — structural collapse, blast damage, fire, and smoke infiltration across entire buildings and neighboring properties. These claims involve fire origin-and-cause investigations, NFPA 921 analysis, and complex multi-party disputes. Our attorneys and forensic consultants have handled gas explosions, industrial blasts, and commercial building explosions throughout our nearly four decades of practice.