Appeals, bad-faith tactics, penalty-interest rules, and underpaid/slow-paid scenarios.
Large-Loss Commercial Property Insurance Claims in Michigan, Ohio & Nationwide: A Guide for Owners, Public Adjusters & Brokers Liss + Earls Law Firm. We are licensed in Michigan and Ohio and are regularly brought in by public adjusters, brokers, and personal attorneys pro hac vice in courts across the United States on select large-value property […]
How to Fight a Denied Homeowners Insurance Claim Your homeowners insurance claim was denied. Learn the step-by-step process to fight back, appeal the denial, and get the payout you deserve. Need Help? Talk to our attorneys now about your denied claim A homeowners insurance claim denial occurs when your insurance company refuses to pay for
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West Michigan and Grand Rapids Property Insurance Claims: What Property Owners Need to Know West Michigan is one of the most storm-battered regions in our state. If you own a home, business, commercial building, warehouse, manufacturing facility, or commercial building in Grand Rapids, Kalamazoo, Holland, Muskegon, Battle Creek, or anywhere across West Michigan, you already
WHEN INSURANCE COMPANIES PAY LATE Coverage disputes, appraisal awards, and penalty interest under Michigan law. In large commercial property insurance claims, timing matters almost as much as coverage. Even when an insurer ultimately pays, delayed payment of covered losses can expose the insurer to substantial statutory penalty interest under Michigan law. In complex cases involving
Late Insurance Payments, Coverage Disputes, and Penalty Interest Under Michigan Law Read More »
Common Causes of Property Damage in Michigan and How to File an Insurance Claim Introduction: Michigan Weather, Accidents, and Property Damage Michigan homeowners know that property damage can strike unexpectedly. From brutal winter storms to sudden summer derechos, our state’s unique climate poses serious risks to homes and businesses. Even non-weather incidents like propane tank
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Property Insurance Claims: U.S., Michigan, and Ohio — What’s Most Frequent and Most Costly Property insurance losses in the United States are driven by a handful of major perils. Below we break down the most frequent causes of property loss claims and the most expensive types of claims (by average cost and total impact), for
Property Insurance Claims: State of the Law in Michigan, Ohio and Nationally Read More »
What is an examination under oath? What Michigan policyholders can Expect and How to Protect Your Property Insurance Claim If your insurance company has scheduled an Examination Under Oath in Michigan, your financial recovery is now at risk. These proceedings are not routine. They are high-stakes legal interrogations—conducted by the insurer’s attorney, recorded word-for-word by
Examination Under Oath Michigan: Protect Your Rights & Maximize Your Claim Read More »
5 Reasons Michigan Property Insurance Claims May Be Denied Waiting for an insurance payout only to receive a denial can be financially devastating. In Michigan, insurers must handle valid claims “promptly and in good faith,” yet carriers routinely reject or underpay for technical reasons. Below we unpack the five most frequent denial tactics we see
5 Common Reasons Michigan Property Insurance Claims may be Denied Read More »
DENIED CLAIM? HOW TO APPEAL A PROPERTY INSURANCE DECISION Receiving a denial from your insurance company after a major property loss can feel like a second disaster. You’ve paid your premiums and acted in good faith—only to be told you’re not covered. Unfortunately, claim denials are common in Michigan, especially when documentation is incomplete or
What Is Insurance Agent Negligence and can you sue them in Michigan? Insurance agent negligence in Michigan can devastate policyholders when coverage gaps surface after a loss. When you purchase a homeowners, commercial, or property-insurance policy, you rely on a licensed agent to secure the right coverage. If that agent’s mistake leaves you under- or
What Is Insurance Agent Negligence, and Can You Sue Your Insurance Agent in Michigan? Read More »
