Put 40 Years of Experience on Your Side

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What We Do

When your home or business is destroyed by fire, water, or a storm, the last thing you expect is a fight with your own insurance company. But that is exactly what happens to thousands of families and business owners every year. The insurer you have been paying for years suddenly questions your claim, delays your payment, or denies coverage altogether. It is overwhelming, it is stressful, and it is not something you should have to handle alone.

That is why we are here. For nearly 40 years, our attorneys have stood on the same side of the table as policyholders — never the insurance companies. We have seen every tactic carriers use to avoid paying, and we know how to make them pay what they owe. We have recovered over $500 million for our clients along the way.

we are property insurance claims Lawyers

Property Damage

Denied, delayed, or underpaid property damage insurance claim? We work to maximize your insurance claim for your damaged building structure or commercial and large-loss property claims, from examinations under oath through trial and appeals.

Fire Damage Claims

Commercial & Large-Loss Property Claim caused by fire? Our property loss claims attorneys document smoke, heat, and soot damage, challenge low valuations, and have the experience needed to force insurers to pay full replacement cost.

Water Damage

Burst pipe, roof leak, or flooded commercial large water loss property claim? We secure expert reports and negotiate aggressively, including taking your claim to trial, ensuring policyholders recover every dollar for water damage and mold entitled under your policy.

Storm Damage

Wind, hail, tornado, derecho, hurricane, or storm damage aftermath? Our lawyers prove hidden structural damage and counter insurers' “wear-and-tear” excuses to win complete storm damage insurance claim settlements for Commercial & large-loss property owners.

Agent Errors & Omissions

Sold the wrong coverage or missed endorsements? Our property loss claims attorneys sue negligent insurance agents whose bad advice leaves Commercial & Large-Loss Property Claims under-insured, recovering what the policy should have provided.

Business Interruption

Forced to close after fire, storm or water loss shutdown? We are business-interruption lawyers who regularly prove lost income and extra-expense damages for Commercial & Large-Loss Property Claims, compelling insurers to reimburse every dollar you’re owed.

Nearly 40 Years. One Mission. Since 1986, our attorneys—past and present—have represented homeowners and businesses whose property insurance claims have been denied, delayed, or underpaid. We handle fire, water, storm, explosion, and every type of covered property loss for Commercial & Large-Loss Property Claims—and we’ve recovered an estimated $500 million for our clients along the way.

Ann-Marie E. Earls, Shareholder and senior property insurance claims litigation attorney at Liss + Earls
Shareholder, Senior Litigation Attorney
Experienced Property Insurance Loss Claims Attorney
Senior LItigation Attorney
Experienced Property Insurance Loss Claims Attorney
Of Counsel
Experienced Property Insurance Loss Claims Attorney

Public Adjusters: We're Your Legal Team

When your client’s property insurance claim is denied, delayed, or underpaid, Liss + Earls steps in. We handle the litigation while you continue managing the adjustment. Licensed in Michigan and Ohio, we also are regularly retained on select large commercial cases nationwide. Learn how we work with public adjusters on Commercial & Large-Loss Property Claims.

What Our Clients Say

We look forward to hearing from you

Based in Michigan, we are also licensed in Ohio and handle select high-value property insurance claims nationwide through pro hac vice admission.