Business & High-Value Coverage

Business-interruption, luxury-home insurance, and other complex or large-dollar policies.

Storm Damage

Michigan Flooding & Severe Storm Damage: What Property Owners Need to Know Right Now

Claim Process Guides, Business & High-Value Coverage, Disaster, Natural Hazards & Losses, Water, Hail & Storm Damage /

What Property Owners Need to Know Right Now Michigan Severe Storm & Flooding Damage April 2026: Michigan is in the middle of the most significant flooding event in over a decade. For the first time in recorded history, the entire State of Michigan is under a flood watch. Governor Whitmer has declared an energy emergency. Severe […]

Michigan Flooding & Severe Storm Damage: What Property Owners Need to Know Right Now Read More »

Commercial Property Insurance

Large-Loss Commercial Property Insurance Claims in Michigan & Ohio: What Owners, Brokers & Public Adjusters Need to Know

Uncategorized, Business & High-Value Coverage, Claim Process Guides, Denied & Disputed Claims /

Large-Loss Commercial Property Insurance Claims in Michigan, Ohio & Nationwide: A Guide for Owners, Public Adjusters & Brokers Liss + Earls Law Firm. We are licensed in Michigan and Ohio and are regularly brought in by public adjusters, brokers, and personal attorneys pro hac vice in courts across the United States on select large-value property

Large-Loss Commercial Property Insurance Claims in Michigan & Ohio: What Owners, Brokers & Public Adjusters Need to Know Read More »

Grand Rapids Property Insurance Claims

Grand Rapids and West Michigan Property Insurance Claims: What Property Owners Need to Know

Water, Hail & Storm Damage, Business & High-Value Coverage, Denied & Disputed Claims, Disaster, Natural Hazards & Losses, Fire & Smoke Loss /

West Michigan and Grand Rapids Property Insurance Claims: What Property Owners Need to Know West Michigan is one of the most storm-battered regions in our state. If you own a home, business,  commercial building, warehouse, manufacturing facility, or commercial building in Grand Rapids, Kalamazoo, Holland, Muskegon, Battle Creek, or anywhere across West Michigan, you already

Grand Rapids and West Michigan Property Insurance Claims: What Property Owners Need to Know Read More »

Late Insurance Payments, Coverage Disputes, and Penalty Interest Under Michigan Law

Late Insurance Payments, Coverage Disputes, and Penalty Interest Under Michigan Law

Business & High-Value Coverage, Claim Process Guides, Denied & Disputed Claims /

WHEN INSURANCE COMPANIES PAY LATE Coverage disputes, appraisal awards, and penalty interest under Michigan law.  In large commercial property insurance claims, timing matters almost as much as coverage. Even when an insurer ultimately pays, delayed payment of covered losses can expose the insurer to substantial statutory penalty interest under Michigan law. In complex cases involving

Late Insurance Payments, Coverage Disputes, and Penalty Interest Under Michigan Law Read More »

Michigan and Ohio flood insurance claims

Michigan and Ohio Water Damage Insurance Claims

Business & High-Value Coverage, Ohio Insurance Claims, Water, Hail & Storm Damage /

Michigan & Ohio Flooding: What Property Owners Must Know About Water Damage Insurance Claims After Catastrophic Storms Recent catastrophic flooding in Washington State highlights the growing risks facing commercial building owners and homeowners, including in the Midwest. Like what we are seeing in Washington’s catastrophic floods, extreme rainfall leads to Michigan flood insurance claims, Ohio

Michigan and Ohio Water Damage Insurance Claims Read More »

What Types of Storm Damage Does Homeowners Insurance Cover?

What Types of Storm Damage Does Homeowners Insurance Cover?

Business & High-Value Coverage, Disaster, Natural Hazards & Losses, Water, Hail & Storm Damage /

What Types of Storm Damage Does Homeowners Insurance Cover? Michigan weather has never been predictable. In the same year, homeowners may face severe thunderstorms, straight-line winds, hailstorms, tornado remnants, heavy snowfall, and sudden temperature swings that turn slush into ice overnight. These events frequently cause major property damage, and navigating your Michigan homeowners insurance policy

What Types of Storm Damage Does Homeowners Insurance Cover? Read More »

How To Protect Your Property From Damage And Avoid Insurance Claims

How to Protect Your Property from Damage and Avoid Insurance Claims

Business & High-Value Coverage, Claim Process Guides, Disaster, Natural Hazards & Losses /

How to Protect Your Property from Damage and Avoid Insurance Claims Protecting your home or business from property damage is essential in Michigan, where unpredictable weather, aging infrastructure, and seasonal extremes increase the risk of losses. While insurance exists to protect you when disaster strikes, there are steps that every policyholder should take to reduce

How to Protect Your Property from Damage and Avoid Insurance Claims Read More »

Common Causes Of Property Damage In Michigan And How To File An Insurance Claim

Common Causes of Property Damage in Michigan and How to File an Insurance Claim

Business & High-Value Coverage, Claim Process Guides, Denied & Disputed Claims /

Common Causes of Property Damage in Michigan and How to File an Insurance Claim Introduction: Michigan Weather, Accidents, and Property Damage Michigan homeowners know that property damage can strike unexpectedly. From brutal winter storms to sudden summer derechos, our state’s unique climate poses serious risks to homes and businesses. Even non-weather incidents like propane tank

Common Causes of Property Damage in Michigan and How to File an Insurance Claim Read More »

Navigating Yacht Damage Insurance Claims in Michigan & Ohio

Boat Insurance Lawyer in Michigan & Ohio – Navigating Yacht Damage Claims and Maritime Law

Business & High-Value Coverage, Claim Process Guides, Ohio Insurance Claims /

Navigating Boat and Yacht Damage Insurance Claims in Michigan & Ohio High-value boats and yachts require specialized insurance – and specialized legal insight when things go wrong. Boat owners in Michigan and Ohio enjoy the Great Lakes and inland waterways, but when disaster strikes – fire, storms, sinking, theft, or even damage from negligent storage

Boat Insurance Lawyer in Michigan & Ohio – Navigating Yacht Damage Claims and Maritime Law Read More »