property insurance attorney for public adjusters
Your Clients Deserve Full Recovery. We Make It Happen.
When the insurance company denies, delays, or underpays your client’s property damage claim, Liss + Earls steps in. We’ve spent 30+ years representing policyholders—alongside their public adjusters—in fire, water, storm, explosion, and business interruption disputes. We handle the legal fight so you can focus on the adjustment.
How We Work With Public Adjusters
- We work with public adjusters to help move the claim. We handle the legal proceedings while your public adjusters continue managing the loss documentation and adjustment.
- We move fast. When a carrier issues a denial or a lowball offer, timing matters.
- We keep you informed. We work with the public adjuster team throughout the case
When to Refer a Case to an Our Attorneys
Denied Claims
The carrier says no—coverage excluded, cause of loss disputed, or policy interpretation issues. When the denial letter arrives, call us. We review the policy language and denial basis and litigate when the claim has stalled.
Underpaid Claims
The carrier acknowledges the loss but pays a fraction of what’s owed. If the gap between the carrier’s offer and your adjustment is significant, litigation recovers the difference.
Delayed Claims
Months of silence, repeated document requests, and unreturned calls. Bad faith delay tactics are a litigation trigger and can be addressed under penalty interest statutes.
Examination Under Oath (EUO) Requests
When the carrier demands an EUO, your client needs legal counsel immediately. We prepare and defend EUOs.
Appraisal Disputes
If the carrier invokes appraisal or if appraisal fails to produce a fair result, we litigate the coverage dispute behind it.
Property Insurance Claims We Handle
We represent policyholders — and their public adjusters — across every major type of property insurance dispute.
In fire and explosion cases, we handle origin and cause disputes, subrogation defense, arson allegations, and every aspect of a legal case.
For water damage claims, we take on pipe bursts, flooding, remediation disputes, and “sudden vs. gradual” coverage fights.
Our storm and wind practice covers roof damage, hail, tornado, and hurricane losses—including scope disputes and ACV vs. RCV fights.
We also handle business interruption claims involving lost income, extra expense, and period of restoration disputes.
And for explosions and gas leaks, we pursue gas explosion investigations and product liability crossover claims.
If it’s a first-party property insurance dispute, we handle it.
Why Public Adjusters Choose Liss + Earls
- 30+ years — property insurance only. Every case we take is a first-party property insurance claim. That specialization means we know policy language, carrier tactics, and claims handling standards better than generalists.
- $500M+ recovered for policyholders. Track record matters when you’re putting your reputation on the line with a referral.
- NFPA 921 & 1033 trained. Fire investigation credentials
- Licensed in Michigan, Ohio and Selection Cases Nationwide. Public adjusters also regularly bring us in to help on large commercial losses nationwide.
- We know PAs. We understand your role, your fees, and how to structure the engagement so everyone wins.
- NAPIA Professional Member. We’re part of the same professional community you are.
Serving Public Adjusters Across Michigan, Ohio and Select Large Commercial Property Loss Nationwide
Michigan: Detroit, Southfield, Troy, Farmington Hills, Ann Arbor, Lansing, Grand Rapids, Kalamazoo, Flint, Saginaw, Traverse City, and all of Southeast Michigan.
Ohio: Toledo, Cleveland, Columbus, Akron, Canton, Dayton, Cincinnati, and statewide.
Nationwide: We are regularly retained by clients in large commercial cases throughout the United States.
You've Done the Work. Let's Get Them Paid.
You’ve documented every inch of damage. You’ve written the estimate. You’ve gone back and forth with the adjuster. And the carrier is still saying no—or worse, going silent. Our firm has recovered over $500 million for policyholders just like yours.